John Constantinides is a manager at eBridgeBuilder, a New York-based marketing research firm. Prior to his position with eBridgeBuilder, John Constantinides served as a loan officer at Wells Fargo Home Mortgage, where he earned one of the company’s highest ratings for customer satisfaction. He garnered recognition as a Top Gun producer for the company’s North Eastern Division in 2008.
When people or businesses want to obtain a loan, they usually make an appointment with a loan officer. A loan officer is employed by a financial institution (such as a bank or credit union) to guide clients throughout the loan application process. Loan officers provide the necessary forms, answer client inquiries, and analyze the client’s data to determine if he or she is creditworthy.
Loan officers usually specialize in one of three fields: commercial, consumer, or mortgage. Though there is no specific educational requirement, many loan officers find it helpful to have a background in finance, economics, business, or accounting.